A Medicare Supplement plan — also called Medigap — is private insurance that works alongside Original Medicare, not instead of it. Medicare pays its share first. Then your Medigap plan helps cover certain remaining approved costs, like the 20% Part B coinsurance and hospital deductibles.
"The part of Medicare most people only find out about too late."
- See any doctor or specialist in the U.S. who accepts Medicare
- No HMO/PPO networks and no referrals required
- Helps cover the 20% coinsurance gap left by Part B
- Predictable monthly costs for easier retirement budgeting
- Guaranteed renewable — can't be canceled due to health changes